Insurance Providers for med spas
Insurance providers sell malpractice, general liability and property cover to med spas and individual providers. This list compares what each one publishes about who it covers, limits and price.
Publish their prices
MedispaCover, Beauty & Bodywork Insurance (BBI), Hands On Trade Association, Associated Skin Care Professionals (ASCP), Elite Beauty Society and 3 more
Month to month
NEXT Insurance
Free trial
None state it on their website.
Ranked list
Sorted by score, then by name. How we score.
- 1
MedispaCover, a division of Wellness Medical Protection Group, is an insurance agency that places malpractice and liability policies for med spas, aesthetic providers, injectors and wellness, hormone and IV clinics.
Starting price: From $1,800/yr · Contract: Policies can be cancelled after 90 days
3.6/5 - 2
Beauty & Bodywork Insurance (BBI) sells liability insurance online to estheticians, cosmetologists, massage therapists and other beauty professionals, and offers quoted medical spa insurance for medically supervised practices.
Starting price: $96/yr · Contract: Not published
2.9/5 - 3
Hands On Trade Association is a membership association that sells professional and general liability insurance online to independent estheticians, cosmetologists, massage therapists and related professionals.
Starting price: $190/yr · Contract: Not published
2.9/5 - 4
Professional Program Insurance Brokerage (PPIB) is a brokerage that sells professional and general liability insurance programs to medispas, day spas, beauty businesses and other specialty industries, directly and through agents.
Starting price: Not published · Contract: Not published
2.9/5 - 5
Associated Skin Care Professionals (ASCP) is a membership association for estheticians whose membership includes professional, general and product liability insurance, with optional advanced esthetics coverage for laser, IPL and similar services.
Starting price: $259/yr · Contract: Membership runs for 12 months; monthly payment available
2.8/5 - 6
CM&F Group sells professional liability (malpractice) insurance to individual healthcare providers and to practices, including a group policy for medical spas with optional general liability, supervising physician and medical director coverage.
Starting price: Not published · Contract: Not published
2.4/5 - 7
Elite Beauty Society sells professional and general liability insurance online to estheticians, cosmetologists and other beauty professionals at a flat annual rate, with member perks included.
Starting price: $179/yr (one-year policy; $49/yr for students) · Contract: Not published
2.4/5 - 8
Alternative Balance is a membership association that sells professional and general liability insurance online to estheticians, cosmetologists and a wide range of wellness and bodywork practitioners.
Starting price: $269/yr · Contract: Not published
2.2/5 - 9
Cunningham Group is an independent insurance agency that shops medical malpractice insurance for physicians and medical facilities, including medical spas, across multiple carriers.
Starting price: Not published · Contract: Not published
2.2/5 - 10
NEXT Insurance sells small business insurance online, including general liability, professional liability, workers compensation and property coverage packaged for estheticians and spa owners.
Starting price: From $11/mo (general liability, low-risk businesses) · Contract: No minimum term; cancel at any time
2.2/5 - 11
Allied Beauty Experts sells professional and general liability insurance to spa, salon, permanent makeup, laser and medspa businesses and independent practitioners, with three levels of med spa coverage.
Starting price: Not published · Contract: Not published
2.1/5 - 12
Insureon is an online insurance agency for small businesses that collects quotes from multiple carriers, with pages for medical spas and estheticians covering general liability, professional liability, workers compensation and cyber insurance.
Starting price: Not published · Contract: Not published
2.1/5 - 13
Huntersure is a professional liability program underwriter that offers professional and general liability coverage for med spa facilities and individual aesthetic practitioners, distributed through insurance agents and brokers.
Starting price: From $1,200 minimum premium (individual practitioner) · Contract: Not published
1.9/5 - 14
Nurses Service Organization (NSO) sells professional liability insurance to nursing students, nurses, nurse practitioners and nursing businesses, with aesthetic procedure coverage for self-employed nurses and firms.
Starting price: Not published · Contract: Not published
1.9/5 - 15
Healthcare Providers Service Organization (HPSO) sells professional liability insurance to individual healthcare providers and healthcare businesses, including coverage for non-surgical aesthetic procedures.
Starting price: Not published · Contract: Not published
1.7/5 - 16
Latent Insurance Services is an independent insurance brokerage, mainly for home and commercial property, that also builds med spa packages combining malpractice, general liability and property coverage from multiple carriers.
Starting price: Not published · Contract: Not published
1.7/5 - 17
Malpractice Insurance Co. sells professional liability insurance online to nurse practitioners, physician assistants, nurses, physicians, med spa owners and IV therapy clinics.
Starting price: Not published · Contract: Not published
1.7/5 - 18
Marine Agency is an insurance agency and managing general agent that sells a laser and medispa insurance program, alongside programs for day spas, beauty businesses, tattoo studios and general business insurance.
Starting price: Not published · Contract: Not published
1.7/5 - 19
CarePro Insurance is an independent insurance agency that sells professional liability and related business coverage to nurse practitioners, physician assistants, med spas, aesthetic injectors and senior care businesses.
Starting price: Not published · Contract: Not published
1.6/5 - 20
Olson Duncan Insurance is an insurance agency serving businesses, families and individuals, with a med spa program that covers professional liability, general liability, property, workers compensation, employment practices and cyber.
Starting price: Not published · Contract: Not published
1.0/5
Questions and answers
How many insurance providers vendors publish their prices?
8 of the 20 vendors in this category publish a price on their website: MedispaCover, Beauty & Bodywork Insurance (BBI), Hands On Trade Association, Associated Skin Care Professionals (ASCP), Elite Beauty Society, Alternative Balance, NEXT Insurance, Huntersure. The rest ask you to contact them for a quote.
Which insurance providers vendors offer month-to-month terms?
NEXT Insurance state on their websites that there is no long-term contract.
How is the ranking decided?
Vendors are sorted by a score that counts yes or no checks on what each one publishes: pricing, contract terms, med spa fit, proof and support. Ties are sorted by name. Nobody can pay to move up the ranked list.