Latent Insurance

Name: Latent Insurance: pricing, terms and score
Item: Latent Insurance
Rating: 1.7

Independent insurance brokerage with a med spa coverage program

1.7/5 · How we score · Last checked Oct 1, 2026

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Score breakdown

6 of 19 checks passed. The score counts what Latent Insurance publishes, not how well it performs.

1.7/5

Pricing transparency2.5

Terms and commitment1.7

Med spa fit2.5

Proof and track record0.0

Support and onboarding1.7

Show all 19 checks

Pricing transparency · 2/4

–Publishes a pricenot found
✓States how it chargessource
✓States setup or onboarding feessource
–Lists what each plan or package includesnot found

Terms and commitment · 1/3

–States the minimum termnot found
–Publishes cancellation or return termsnot found
✓Offers a free trial, demo, audit or consultationsource

Med spa fit · 2/4

✓Has a page for this industrysource
–Names this industry as its only or a core marketnot found
–Shows a named client or case study in this industrynot found
✓Lists services or features built for this industrysource

Proof and track record · 0/5

–Publishes a case study with a stated resultnot found
–Names its leadership or teamnot found
–Publishes its founding yearnot found
–Has a third-party review profile with 10 or more reviewsnot found
–Names clientsnot found

Support and onboarding · 1/3

✓Lists how to reach supportsource
–States support hoursnot found
–Describes onboardingnot found

In one line

Publishes typical market cost ranges and a detailed coverage guide, and says it charges no placement fees, but gives no premiums of its own, cancellation terms or named clients.

About Latent Insurance

Latent Insurance Services is an independent brokerage whose home page focuses on home and commercial property insurance. Its med spa page explains the coverages a med spa needs and says the brokerage compares options from multiple carriers.

The site states that it charges no placement fees and offers a free quote or a scheduled call. Cost figures on the med spa page are described as typical ranges, not quotes, and no team members or med spa clients are named.

Who it is for

A med spa owner who wants a broker to compare carriers and assemble malpractice, general liability and property cover as one package.

Pricing

Latent Insurance does not publish prices on its website. How it charges: Quote only; no placement fees.

Setup fee: None; the site states zero placement fees source
Extra costs: Not published
Minimum term: Not published
Cancellation: Not published

Prices as published on Oct 1, 2026. Confirm current rates with Latent Insurance.

Services

Med spa insurance brokerage (malpractice, general liability, property)Spa insuranceHome insuranceCommercial property insurance

Built for med spas

Med spa package combining malpractice, general liability and property coverageGuidance on coverage for Botox, fillers, lasers, PRP and IV therapyState-by-state med spa insurance requirements guide

What it publishes and what it doesn't

On its website

✓ States how it charges
✓ States setup or onboarding fees
✓ Offers a free trial, demo, audit or consultation
✓ Has a page for this industry
✓ Lists services or features built for this industry
✓ Lists how to reach support

Not found on its website

– Publishes a price
– Lists what each plan or package includes
– States the minimum term
– Publishes cancellation or return terms
– Names this industry as its only or a core market
– Shows a named client or case study in this industry
– Publishes a case study with a stated result
– Names its leadership or team
– Publishes its founding year
– Has a third-party review profile with 10 or more reviews
– Names clients
– States support hours
– Describes onboarding

Sources

Every fact on this page was read on these pages on the date shown.