Nurses Service Organization (NSO)

Malpractice insurance program for nurses and nursing businesses, with aesthetic procedure coverage
1.9/5 · How we score · United States (nationwide) · Last checked Oct 1, 2026

Score breakdown

7 of 19 checks passed. The score counts what Nurses Service Organization (NSO) publishes, not how well it performs.

1.9/5
Pricing transparency1.3
Terms and commitment1.7
Med spa fit2.5
Proof and track record1.0
Support and onboarding3.3
Show all 19 checks
Pricing transparency · 1/4
  • –Publishes a pricenot found
  • ✓States how it chargessource
  • –States setup or onboarding feesnot found
  • –Lists what each plan or package includesnot found
Terms and commitment · 1/3
  • –States the minimum termnot found
  • ✓Publishes cancellation or return termssource
  • –Offers a free trial, demo, audit or consultationnot found
Med spa fit · 2/4
  • ✓Has a page for this industrysource
  • –Names this industry as its only or a core marketnot found
  • –Shows a named client or case study in this industrynot found
  • ✓Lists services or features built for this industrysource
Proof and track record · 1/5
  • –Publishes a case study with a stated resultnot found
  • –Names its leadership or teamnot found
  • ✓Publishes its founding yearsource
  • –Has a third-party review profile with 10 or more reviewsnot found
  • –Names clientsnot found
Support and onboarding · 2/3
  • ✓Lists how to reach supportsource
  • ✓States support hourssource
  • –Describes onboardingnot found

In one line

Publishes coverage limits, the list of covered aesthetic procedures and phone hours, but no premiums or cancellation steps on the pages checked.

About Nurses Service Organization (NSO)

NSO is an insurance program for nursing professionals, in business since 1976 according to its About page, with coverage underwritten by a CNA company. Its aesthetics page offers coverage to individual nurses and firms and lists the non-surgical cosmetic procedures covered.

The site gives coverage limits and offers online quotes. It does not publish premiums, and no named aesthetic clients or case study results were found.

Who it is for

A self-employed LPN/LVN, RN, NP or CNS performing non-surgical aesthetic procedures, or a nursing firm that does.

Pricing

Nurses Service Organization (NSO) does not publish prices on its website. How it charges: Quote only (online quote).

Setup fee
Not published
Extra costs
Not published
Minimum term
Not published
Cancellation
For business policies, no refund is given for staff who leave during the year source

Prices as published on Oct 1, 2026. Confirm current rates with Nurses Service Organization (NSO).

Services

Individual professional liability (malpractice) insurance for nursesBusiness professional liability insuranceCommercial general liabilityCommercial propertyAesthetic procedure coverage

Key features

Limits up to $1,000,000 each claim and $3,000,000 annual aggregateLicense protection reimbursement15% rate reduction for self-employed practitioners in approved states

Built for med spas

Aesthetic procedure coverage for LPN/LVN, RN, NP and CNS practitioners and firmsCovers injectable neurotoxins, dermal filler, chemical peels and intense pulsed light, among other listed procedures

What it publishes and what it doesn't

On its website

  • ✓ States how it charges
  • ✓ Publishes cancellation or return terms
  • ✓ Has a page for this industry
  • ✓ Lists services or features built for this industry
  • ✓ Publishes its founding year
  • ✓ Lists how to reach support
  • ✓ States support hours

Not found on its website

  • – Publishes a price
  • – States setup or onboarding fees
  • – Lists what each plan or package includes
  • – States the minimum term
  • – Offers a free trial, demo, audit or consultation
  • – Names this industry as its only or a core market
  • – Shows a named client or case study in this industry
  • – Publishes a case study with a stated result
  • – Names its leadership or team
  • – Has a third-party review profile with 10 or more reviews
  • – Names clients
  • – Describes onboarding

Sources

Every fact on this page was read on these pages on the date shown.

  1. nso.com/About-Us
  2. nso.com
  3. nso.com/malpractice-insurance/businesses-owners
  4. nso.com/malpractice-insurance/individuals/aesthetics
  5. nso.com/support

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