Alphaeon Credit

Name: Alphaeon Credit: pricing, terms and score
Item: Alphaeon Credit
Rating: 2.4

Bank-backed patient credit program for cosmetic, vision, dental and other elective care practices

2.4/5 · How we score · All 50 states and Washington D.C. · Last checked Oct 1, 2026

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Score breakdown

9 of 19 checks passed. The score counts what Alphaeon Credit publishes, not how well it performs.

2.4/5

Pricing transparency2.5

Terms and commitment1.7

Med spa fit2.5

Proof and track record1.0

Support and onboarding5.0

Show all 19 checks

Pricing transparency · 2/4

–Publishes a pricenot found
✓States how it chargessource
✓States setup or onboarding feessource
–Lists what each plan or package includesnot found

Terms and commitment · 1/3

–States the minimum termnot found
–Publishes cancellation or return termsnot found
✓Offers a free trial, demo, audit or consultationsource

Med spa fit · 2/4

✓Has a page for this industrysource
✓Names this industry as its only or a core marketsource
–Shows a named client or case study in this industrynot found
–Lists services or features built for this industrynot found

Proof and track record · 1/5

–Publishes a case study with a stated resultnot found
–Names its leadership or teamnot found
✓Publishes its founding yearsource
–Has a third-party review profile with 10 or more reviewsnot found
–Names clientsnot found

Support and onboarding · 3/3

✓Lists how to reach supportsource
✓States support hourssource
✓Describes onboardingsource

In one line

Publishes its provider hotline, enrollment at no cost and state coverage, but gives merchant fee rates only after a form or demo request and publishes no term or cancellation details.

About Alphaeon Credit

Alphaeon Credit lets an enrolled practice offer patients a credit line for treatment; the provider site says the practice chooses the plan once a patient is approved. Its aesthetics page names Comenity Capital Bank as the backing bank and says the service is available in every state and Washington D.C.

The site says setup takes minutes and costs nothing, and describes merchant fees as low without stating them; a contact form is how a practice receives its rates. Provider reviews on the site come mainly from plastic surgery, ophthalmology and dermatology staff.

Who it is for

An aesthetic or plastic surgery practice that wants a patient credit line program with a provider hotline available around the clock.

Pricing

Alphaeon Credit does not publish prices on its website. How it charges: Merchant fees per transaction; rates sent after a form request.

Setup fee: None source
Extra costs: Not published
Minimum term: Not published
Cancellation: Not published

Prices as published on Oct 1, 2026. Confirm current rates with Alphaeon Credit.

Services

Patient credit lines for elective treatmentNo-interest-if-paid-in-full promotional plansMarketing toolkit and conversation guides

Key features

Practice chooses the plan after the patient is approvedCredit lines up to $25,00024/7 provider hotline

Integrations

Practice management software, on request

What it publishes and what it doesn't

On its website

✓ States how it charges
✓ States setup or onboarding fees
✓ Offers a free trial, demo, audit or consultation
✓ Has a page for this industry
✓ Names this industry as its only or a core market
✓ Publishes its founding year
✓ Lists how to reach support
✓ States support hours
✓ Describes onboarding

Not found on its website

– Publishes a price
– Lists what each plan or package includes
– States the minimum term
– Publishes cancellation or return terms
– Shows a named client or case study in this industry
– Lists services or features built for this industry
– Publishes a case study with a stated result
– Names its leadership or team
– Has a third-party review profile with 10 or more reviews
– Names clients

Sources

Every fact on this page was read on these pages on the date shown.