Wisetack

Pay-over-time financing for service businesses, with a product for med spas and elective medical
1.8/5 · How we score · United States, all 50 states · Last checked Oct 1, 2026

Score breakdown

7 of 19 checks passed. The score counts what Wisetack publishes, not how well it performs.

1.8/5
Pricing transparency2.5
Terms and commitment0.0
Med spa fit2.5
Proof and track record1.0
Support and onboarding3.3
Show all 19 checks
Pricing transparency · 2/4
  • –Publishes a pricenot found
  • ✓States how it chargessource
  • ✓States setup or onboarding feessource
  • –Lists what each plan or package includesnot found
Terms and commitment · 0/3
  • –States the minimum termnot found
  • –Publishes cancellation or return termsnot found
  • –Offers a free trial, demo, audit or consultationnot found
Med spa fit · 2/4
  • ✓Has a page for this industrysource
  • ✓Names this industry as its only or a core marketsource
  • –Shows a named client or case study in this industrynot found
  • –Lists services or features built for this industrynot found
Proof and track record · 1/5
  • –Publishes a case study with a stated resultnot found
  • ✓Names its leadership or teamsource
  • –Publishes its founding yearnot found
  • –Has a third-party review profile with 10 or more reviewsnot found
  • –Names clientsnot found
Support and onboarding · 2/3
  • ✓Lists how to reach supportsource
  • ✓States support hourssource
  • –Describes onboardingnot found

In one line

Publishes its pricing model, the absence of setup and subscription fees, payout timing, coverage and support hours, but does not publish the per-transaction fee rate or contract and cancellation terms.

About Wisetack

Wisetack lets a practice text or email a patient an application link tied to a treatment plan. The patient picks terms, confirms that treatment has started, and the practice receives funds by bank transfer within a few business days.

The elective medical page says there is no implementation cost or subscription fee and that a per-transaction fee is deducted from the treatment payment; the rate is not stated. The merchant FAQ says the service can be used in all 50 states.

Who it is for

A med spa that wants to text patients a financing link tied to a treatment plan and pay only a per-transaction fee.

Pricing

Wisetack does not publish prices on its website. How it charges: Per-transaction fee deducted from the treatment payment; no implementation cost or subscription fee.

Setup fee
None source
Extra costs
Not published
Minimum term
Not published
Cancellation
Not published

Prices as published on Oct 1, 2026. Confirm current rates with Wisetack.

Services

Pay-over-time patient financingPrequalification linkDigital and print marketing supportPayment calculator

Key features

Financing from $500 to $15,000 on terms from 3 to 24 monthsAPRs as low as 0% for eligible patientsFunds land within 1-3 business days after the patient confirms treatment has startedNo prepayment penalties, origination fees or compounding interest for patients

Integrations

Embedded in 50+ software tools

What it publishes and what it doesn't

On its website

  • ✓ States how it charges
  • ✓ States setup or onboarding fees
  • ✓ Has a page for this industry
  • ✓ Names this industry as its only or a core market
  • ✓ Names its leadership or team
  • ✓ Lists how to reach support
  • ✓ States support hours

Not found on its website

  • – Publishes a price
  • – Lists what each plan or package includes
  • – States the minimum term
  • – Publishes cancellation or return terms
  • – Offers a free trial, demo, audit or consultation
  • – Shows a named client or case study in this industry
  • – Lists services or features built for this industry
  • – Publishes a case study with a stated result
  • – Publishes its founding year
  • – Has a third-party review profile with 10 or more reviews
  • – Names clients
  • – Describes onboarding

Sources

Every fact on this page was read on these pages on the date shown.

  1. wisetack.com/faqs-merchants
  2. wisetack.com/about
  3. wisetack.com/merchants/medical
  4. wisetack.com/merchants-contact-us
  5. wisetack.com/contact-us
  6. wisetack.com

More in Patient Financing