Medicard

Name: Medicard: pricing, terms and score
Item: Medicard
Rating: 1.8

Canadian patient financing company for cosmetic and other elective procedures

1.8/5 · How we score · Canada · Last checked Oct 1, 2026

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Score breakdown

7 of 19 checks passed. The score counts what Medicard publishes, not how well it performs.

1.8/5

Pricing transparency2.5

Terms and commitment0.0

Med spa fit0.0

Proof and track record2.0

Support and onboarding5.0

Show all 19 checks

Pricing transparency · 2/4

✓Publishes a pricesource
✓States how it chargessource
–States setup or onboarding feesnot found
–Lists what each plan or package includesnot found

Terms and commitment · 0/3

–States the minimum termnot found
–Publishes cancellation or return termsnot found
–Offers a free trial, demo, audit or consultationnot found

Med spa fit · 0/4

–Has a page for this industrynot found
–Names this industry as its only or a core marketnot found
–Shows a named client or case study in this industrynot found
–Lists services or features built for this industrynot found

Proof and track record · 2/5

–Publishes a case study with a stated resultnot found
–Names its leadership or teamnot found
✓Publishes its founding yearsource
–Has a third-party review profile with 10 or more reviewsnot found
✓Names clientssource

Support and onboarding · 3/3

✓Lists how to reach supportsource
✓States support hourssource
✓Describes onboardingsource

In one line

Publishes that the program costs the provider nothing, loan amounts and terms, payout timing and its founding year, but does not publish a minimum term or how a provider leaves the program.

About Medicard

Medicard was founded in 1996 to finance elective health care in Canada. Patients scan a clinic's QR code and apply online; Medicard arranges the loan with the patient and pays the provider directly, in advance of treatment if the provider asks.

The provider pages say there is no cost to the provider and that staff are not involved in the application or approval. Aesthetics, cosmetic procedures and dermatology appear in a long list of specialties in its provider directory.

Who it is for

A Canadian aesthetic or cosmetic clinic that wants a financing option handled entirely between the lender and the patient, at no cost to the clinic.

Pricing

Published starting price: $0 to the provider. How it charges: No cost to the provider.

Setup fee: Not published
Extra costs: Not published
Minimum term: Not published
Cancellation: Not published

Prices as published on Oct 1, 2026. Confirm current rates with Medicard.

Services

Fixed monthly payment patient loansQR code and brochures for the clinicProvider profile in the Medicard directory

Key features

Loan amounts from $500 up to $50,000Terms from 12 to 84 monthsPayment to the provider up to four weeks before the procedureNo staff involvement in the application and approval process

What it publishes and what it doesn't

On its website

✓ Publishes a price
✓ States how it charges
✓ Publishes its founding year
✓ Names clients
✓ Lists how to reach support
✓ States support hours
✓ Describes onboarding

Not found on its website

– States setup or onboarding fees
– Lists what each plan or package includes
– States the minimum term
– Publishes cancellation or return terms
– Offers a free trial, demo, audit or consultation
– Has a page for this industry
– Names this industry as its only or a core market
– Shows a named client or case study in this industry
– Lists services or features built for this industry
– Publishes a case study with a stated result
– Names its leadership or team
– Has a third-party review profile with 10 or more reviews

Sources

Every fact on this page was read on these pages on the date shown.