Advance Care Card

Patient credit card program for elective procedures that providers enroll in
1.8/5 · How we score · Last checked Oct 1, 2026

Score breakdown

7 of 19 checks passed. The score counts what Advance Care Card publishes, not how well it performs.

1.8/5
Pricing transparency1.3
Terms and commitment0.0
Med spa fit2.5
Proof and track record1.0
Support and onboarding5.0
Show all 19 checks
Pricing transparency · 1/4
  • –Publishes a pricenot found
  • ✓States how it chargessource
  • –States setup or onboarding feesnot found
  • –Lists what each plan or package includesnot found
Terms and commitment · 0/3
  • –States the minimum termnot found
  • –Publishes cancellation or return termsnot found
  • –Offers a free trial, demo, audit or consultationnot found
Med spa fit · 2/4
  • ✓Has a page for this industrysource
  • –Names this industry as its only or a core marketnot found
  • –Shows a named client or case study in this industrynot found
  • ✓Lists services or features built for this industrysource
Proof and track record · 1/5
  • –Publishes a case study with a stated resultnot found
  • –Names its leadership or teamnot found
  • ✓Publishes its founding yearsource
  • –Has a third-party review profile with 10 or more reviewsnot found
  • –Names clientsnot found
Support and onboarding · 3/3
  • ✓Lists how to reach supportsource
  • ✓States support hourssource
  • ✓Describes onboardingsource

In one line

Publishes that it does not discount the provider's fee, its founding year, phone line and office hours, but does not publish contract or cancellation terms for providers.

About Advance Care Card

Advance Care has offered patient financing since 2008. Patients apply online for a credit card with an interest-free promotional period, and the site says applications go directly to the issuing bank.

The provider FAQ says a provider receives the full billed amount, and enrollment is by a form that the company reviews before making contact. An aesthetics page lists injectables and device-based treatments as eligible at enrolled practices.

Who it is for

An aesthetic practice that wants a patient credit card option where, by the site's account, the provider's fee is not discounted.

Pricing

Advance Care Card does not publish prices on its website. How it charges: No discount taken from the provider's fee; the provider receives the full billed amount.

Setup fee
Not published
Extra costs
Not published
Minimum term
Not published
Cancellation
Not published

Prices as published on Oct 1, 2026. Confirm current rates with Advance Care Card.

Services

Patient credit card for procedures and treatment plansMarketing materials and ad content for providersInstallment loan option through a sister site

Key features

Up to 15 months interest-freeNo money down, no prepayment penalty and no annual fee for patientsCo-signers allowed

Built for med spas

Injectables and laser, radiofrequency and ultrasound treatments eligible at enrolled aesthetic practicesMultiple sessions can be financed as one package

What it publishes and what it doesn't

On its website

  • ✓ States how it charges
  • ✓ Has a page for this industry
  • ✓ Lists services or features built for this industry
  • ✓ Publishes its founding year
  • ✓ Lists how to reach support
  • ✓ States support hours
  • ✓ Describes onboarding

Not found on its website

  • – Publishes a price
  • – States setup or onboarding fees
  • – Lists what each plan or package includes
  • – States the minimum term
  • – Publishes cancellation or return terms
  • – Offers a free trial, demo, audit or consultation
  • – Names this industry as its only or a core market
  • – Shows a named client or case study in this industry
  • – Publishes a case study with a stated result
  • – Names its leadership or team
  • – Has a third-party review profile with 10 or more reviews
  • – Names clients

Sources

Every fact on this page was read on these pages on the date shown.

  1. advancecarecard.com/contact-us
  2. advancecarecard.com/about-advance-care
  3. advancecarecard.com/aesthetics-beauty
  4. advancecarecard.com/provider-faq
  5. advancecarecard.com/for-providers

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